Step-by-Step Checklist for Families After a Death
Losing a loved one is overwhelming — knowing what to do next shouldn’t be. We created a simple Step-by-Step Checklist for Families After a Death to help guide you through the practical tasks during an emotional time.
Immediate Steps (First 24–72 Hours)
1. Get a legal pronouncement of death
This usually happens at a hospital, hospice, or by medical professionals. You’ll need this before planning services.
2. Secure the home
Lock doors, safeguard valuables, and care for pets.
3. Notify close family and friends
Ask others to help with calls and communication.
4. Choose a funeral home or cremation provider
They will guide you through service arrangements.
Short-Term Tasks (First 1–2 Weeks)
5. Locate essential documents
Look for:
• Estate planning binder
• Life insurance policies
• Deeds and vehicle titles
• Bank account information
6. Identify the Personal Representative or Successor Trustee
This is the person who will manage the legal/financial steps.
7. Order death certificates (5–10 copies)
You’ll need these for banks, insurance, and the court.
Financial & Legal Steps (2–8 Weeks)
9. Freeze and secure financial accounts
But do not move assets yet—wait for legal guidance.
10. Review what needs probate and what doesn’t
A probate attorney can quickly tell you what must go through court.
11. Start the probate or trust administration process
This includes opening probate (if needed), gathering assets, and notifying creditors.
12. Keep records of all expenses
Funeral costs, property maintenance, etc. may be reimbursable later.
Ongoing Tasks (1–6 Months)
13. Pay valid debts and taxes
Only authorized representatives should do this.
14. Distribute assets correctly
Follow the will, trust, or state law if there is no estate plan.
15. Close accounts and cancel services
This includes Social Security, utilities, subscriptions, and digital accounts.
16. Finalize all estate paperwork
Once debts and distributions are complete, the estate or trust can be formally closed.
Helpful Tip:
You don’t need to do everything alone. An estate attorney can help you:
• Determine what needs probate
• Track deadlines
• Avoid costly mistakes
• Communicate with family
• Protect the executor or trustee from liability
